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Mortgage uk

How mortgages in the UK work and the background of UK mortgages.
First is first the definition of a mortgage. A borrower (that’s you or me if your not a bank) uses a mortgage to pledge property (house/land) to the lender as financal security against the debt for the rest of the value of the property (house/land). I have just discoved another word for mortgage which is hypothecation. Means the same thing more or less…You learn something every day..
So that’s what a mortgage is…

Repayment or interest only?

There are really only 2 types of mortgage available in the UK which are Repayment and Interest only. A repayment mortgage means you pay back your debt… An interest only means you solely pay back the interest on your debt. More detail about other type of mortgage can be found here >>

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latest UK mortgage news:

UK mortgage outlook 'uncertain'
The state of the UK mortgage uk market in the coming ...

UK mortgage approvals hit 2-year high in December
The number of mortgage uk approvals in the UK jumped ...

Hike in UK mortgage fees
The average mortgage uk fee in the UK increased by ar...

Bank of Ireland looks to sell more UK mortgage portfolios
uk Bank of Ireland is looking to offload two of its U...

Please note that mortgage-shopping is NOT Authorised and NOT Regulated by the Financial Services Authority (FSA). We do not arrange Mortgages or General Insurances. This site is purely down to one person looking into mortgages in the UK for himself and posting what he has found. All text is written as an opinion. All external links are the reasonability of the external site holder. None of the information on this site should be taken as "advice".
The mortgage-shopping makes no warranty or representation as to the accuracy, completeness or reliability of the above information and accepts no liability (including for negligence) in respect of any of the above information.
None of the information on this website is intended to promote any specific mortgage product or provide mortgage advice. More t&C